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State-owned Bank live independence expects to have at least tahun million customers of its cabinet phone application for micro-size payments by the end of this tahun as component of the bank"s efforts to promote non-cash transactions in the country.The bank"s electronic banking (e-banking) group keburukan president Budi Hartono stated the target was component of its long-term rencana to with 100 million live independence e-cash individuals by 2020 together it aims for a besar use that non-cash transactions in the country.The application, categorized together an e-money service, enables users come conduct kecil payments and also withdraw money from live independence ATMs melihat only anda cell phone call numbers."Currently, we already have two juta e-cash users, of whom one juta are citizens that received straight cash assist from the government," Budi claimed at an occasion on Wednesday.The one juta receivers that BLT through mandiri e-cash are part of the country"s bruto 15.5 juta citizens in the lower-income segment eligible for state compensation adhering to the reallocation the fuel subsidy funds in November last year.In the vault administration, all receivers of state BLT obtained anda funds through post offices across the negara and local management officials.Budi said mandiri would continue to encourage the product through much more partnerships v merchants and institutions as the bank needed come seek roughly three juta new e-cash customers in the lanjut few month to accomplish its target.Its latest partnership is one agreement and joint promo signed ~ above Wednesday through the financial institution with Pertamina Pension Fund and also online retailer Matahari Mall and also supported by that company digital Artha Media as an initiative to support a non-cash transaction culture.Under the agreement, receivers the pension benefits from Pertamina Pension fund will obtain milik mereka monthly accumulation through live independence e-cash, i beg your pardon can juga be used for digital purchases of barang-barang on Matahari Mall"s website."Receivers that Pertamina pension services will also be able to check dari mereka balances and withdraw money from mandiri ATMs and pay milik mereka monthly bills through the app," Budi said.Budi said the bank was proactively seeking tandem with other e-commerce firms as its cabinet phone applications would membantu companies to increase dari mereka business efficiency and promote far better experiences in virtual shopping for customers.According to Budi, paling online shoppers still choose "two-step" payment methods, such as ayunkan through ATMs or cash on delivery (COD), which is considered inefficient as customers have to leave dari mereka computers or tools to uncover ATMs to salary for dari mereka purchases, rather than penampilan credit cards or call applications."E-commerce players have tendency to choose a seamless and consistent payment system, i m sorry is incorporated with milik mereka platforms so that customers have a simple yet unique experience when shopping for ns online," Budi said.As component of enhancing live independence e-cash and its overall e-money products, Budi claimed the financial institution was in the procedure of inviting 4 to lima lenders who did not have e-money licenses from bank Indonesia, but mau to sign up with Mandiri"s platform di bawah a cobranding mechanism.State-owned financial institution Tabungan negara (BTN) is among the lenders the has already joined the cobranding e-money platform v Mandiri, which contains payments for sleeve purchases, toll fees and publik transportation.